protecting you. protecting your business. protecting your clients.

CHEF INSURANCE


 INSURANCE


 The policy covers a wide variety of

 Foodservice businesses including:


 - Personal/Private Chefs

 - Caterers

 - Meal delivery services 

 - Packaged food producers

 - Bakers etc.


COMMERCIAL & INCUBATOR KITCHENS, SPECIAL EVENTS & FARMER'S MARKETS​


If you operate a commercial kitchen, incubator kitchen, farmer's market, consumer or trade show or even a special event, speak to a Success Manager for details on our Corporate Program and how we can help to protect and benefit your clients and your event or facility.  Your clients can:
- access special member rates

- protect your facility or event as an "Additional Insured"


 

 MEMBERSHIP

 PACKAGES


 We offer a variety of packages to

 meet your business needs, incl.:


 - $1million liability insurance

 - $2million liability insurance

 - $5million liability insurance

 - Tenant's Legal Liability insurance


​MEMBER REFERRAL PROGRAM


​​One of the benefits of membership is sharing them with your culinary friends and be rewarded for doing so!  Successful referrals means free months of membership, lowering your business costs even more!  Speak to your Success Manager for details.

​​

 ​MEMBER BENEFITS


 We've developed benefits that help our members succeed, incl.:


 - lower business costs

 - increase profits

 - accessing marketing opportunities

 - access industry insights and trends

 - and much more.


RECENT ARTICLES AND RESOURCES



WHAT IS AN OCCURRENCE IN TERMS OF AN INSURANCE CLAIM?


Commercial General Liability Insurance (CGL) is purchased by businesses to protect them from lawsuits.  These can range from claims of property damage to allegations of bodily injury, such as food poisoning, or foreign bodies (e.g. grit casing a broken tooth) in food.  An occurrence includes a single event as well as harm that is repeated or continues as a result of that event.


READ MORE



FACTORS THAT AFFECT THE COST OF BUSINESS INSURANCE


For anyone that drives, they know that there are many factors that affect the cost of auto insurance.  Many of those factors also apply with business insurance.  Below, are some factors that can affect the cost of business insurance.  If your business has a track record for making more claims that the industry average, you will be penalized with higher insurance premiums.  


READ MORE



Selling food to GROCERY STORES, RESTAURANTS AND retailers


We are often approached by small-scale food producers who have a product that they would like to take to market.  Their dreams are to reach their target consumer market by having the products on the shelves of grocery store chains, other small retailers and restaurants.  It's great to dream big, but there are many things to consider before you go too far down this path.


READ MORE


OUR MEMBERS - ACROSS CANADA


Alberta.  British Columbia.  Yukon.  Manitoba.  New Brunswick.  Quebec.  Ontario.  Newfoundland & Labrador.  Northwest Territories.  Nova Scotia.  Nunavut.  Prince Edward Island.  Saskatchewan.  ​​


We are happy to talk to foodservice businesses across Canada, including those in ...


Toronto, Montréal, Vancouver, Ottawa, Gatineau, Calgary, Edmonton, Québec City, Winnipeg, Hamilton, Kitchener, Cambridge, Waterloo, London, St. Catharines,  Niagara, Halifax, Oshawa, Victoria, Windsor, Scarborough, Saskatoon, Regina, Sherbrooke, Richmond Hill, St. John's, Barrie, Kelowna, Abbotsford, Sudbury, Kingston, Guelph, Moncton, Brantford, Saint John, Thunder Bay, Peterborough, Vaughan, Markham, Oakville, Whistler, White Rock, Okotoks, White Rock, Penticton, Brandon, Etobicoke, Chilliwack... and many others



what we offer


We offer low-cost Commercial General Liability Insurance (CGL) as part of our membership packages, ​​protecting you and your clients should something go wrong.

​​You can also access competitive group medical, dental, home and auto insurance.


READ MORE

why you need insurance


Operating any Foodservice, Chef or Culinary business without liability insurance could put you personally at risk from being sued. 

​Our aim is to help you to lower the stress of running your business, leaving you to cook great food!


READ MORE

CHEF INSURANCE - ABOUT US


Since 2001, we have placed Canadian foodservice businesses at the centre of everything we do, developing a growing range of Commercial General Liability Insurance packages to protect their finances and business investment.  Liability insurance is essential for anyone selling food or a food-related service.


READ MORE

WHAT OUR MEMBERS SAY...​



CHEF MEGAN:  

Megan's insurance company increased the cost of insurance by almost 100% due to COVID-19.  For less than the cost of her previous policy, she was able to get the same level of insurance coverage and membership in The Chef Alliance.  "Thank you so much Sonia! This program is PERFECT for me"

​​

CHEF LIZ:  

"...One of the scariest things about starting my own business was the thought of being sued because of a mistake.  I have a young family, and although I have over 10 years of cooking experience in top restaurants, it took a lot of courage and support from my friends and family to take the leap.  Finding [you] was a godsend - knowing that I have the insurance to protect me and my clients took a huge weight off my shoulders.  I've now been a Personal Chef for over 6 years, and haven't had to call on the insurance, yet I wouldn't be without it.  It's my safety net and my peace of mind..."


CHEF KEVAN:
"The Chef Alliance has helped me reduce my business costs.  I used to pay $1500 for insurance, and that's been slashed to about $400.  I used the extra money to pay for new equipment, flyers for my business in the neighbourhood, and a night on the town with my fiance!"


 ​CORPORATE 

 PROGRAM


 With the growth of food delivery,   and entrepreneurs entering the   foodservice industry to create their 

 artisan/small batch food items for

 sale, we have partnered with

 commercial kitchens and

 special/local events, like yours