protecting you


PROTECTING YOUR CLIENTs


 protecting your business 


LIABILITY INSURANCE


      The insurance policy covers Chefs for a 

      variety of culinary businesses including:


      - Personal Chefs and Private Chefs

      - Caterers

      - Meal delivery services 

      - Small-scale food producers

      - Recipe writers & menu planners

      - Pop-Up restaurants

      - Tiffin and boxed lunch services

      - Food Stylists

      - Home cooks in the food sharing industry

      - Chef instructors

      - Meal Plan subscription businesses

      - Custom Bakers 

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​​COMMERCIAL & INCUBATOR KITCHENS, SPECIAL EVENTS & FARMER'S MARKETS​


If you operate a commercial kitchen, incubator kitchen, farmer's market, consumer or trade show or even a special event, speak to a Success Manager for details on our Corporate Program and how we can help to protect and benefit your clients and your event or facility. 


Your clients can:
- access special member rates
- protect your facility or event as an "Additional Insured"
​​

​MEMBER REFERRAL PROGRAM


​​One of the benefits of membership is sharing them with your culinary friends and be rewarded for doing so!  Successful referrals means free months of membership, lowering your business costs even more! 


Speak to your Success Manager for details.

​​​

 ​MEMBER BENEFITS


      Chef Insurance offers a variety of packages

      to meet your business needs, including:


      - $1million liability insurance
      - $2million liability insurance
      - $5million liability insurance​

​      Included in the membership packages are

      benefits that are curated to help our

      members succeed and:


      - lower business costs and increase profits

      - access marketing opportunities

      - access industry insights and trends

      - and much more.​



RECENT ARTICLES AND RESOURCES



MORTGAGE INSURANCE VERSUS LIFE INSURANCE


Whether your offer for a house or condo has just been accepted and you're meeting with your bank to set up a new mortgage or you're negotiating a mortgage with a new lender, there are lots of things to consider.  Irrespective of whether you're buying it alone or with a spouse/partner, have you considered what will happen if you (or your partner) dies?  

When signing the mortgage documents, it's easy to sign up for the bank's mortgage insurance.  But with a little bit of homework there are other, cheaper and more beneficial options, one of which is life insurance.


READ MORE



FACTORS THAT AFFECT THE COST OF BUSINESS INSURANCE


For anyone that drives, they know that there are many factors that affect the cost of auto insurance.  Many of those factors also apply with business insurance.  Below, are some factors that can affect the cost of business insurance.  If your business has a track record for making more claims that the industry average, you will be penalized with higher insurance premiums.  


READ MORE



Selling food to GROCERY STORES, RESTAURANTS AND retailers


We are often approached by small-scale food producers who have a product that they would like to take to market.  Their dreams are to reach their target consumer market by having the products on the shelves of grocery store chains, other small retailers and restaurants.  It's great to dream big, but there are many things to consider before you go too far down this path.


READ MORE


OUR MEMBERS - ACROSS CANADA


Alberta.  British Columbia.  Yukon.  Manitoba.  New Brunswick.  Quebec.  Ontario.  Newfoundland & Labrador.  Northwest Territories.  Nova Scotia.  Nunavut.  Prince Edward Island.  Saskatchewan.  ​​


If you are a foodservice businesses anywhere in Canada, including those in the following cities, we'd love to hear from you!


Toronto, Montréal, Vancouver, Ottawa, Kamloops, Gatineau, Calgary, Edmonton, Québec City, Winnipeg, Hamilton, Cape Breton, Burnaby, Maple Ridge, Kitchener, Cambridge, Waterloo, London, St. Catharines,  Airdrie, Grande Prairie, Abbotsford, Niagara, Halifax, Oshawa, Victoria, Windsor, Laval, Scarborough, Saskatoon, Regina, Sherbrooke, Richmond Hill, Steinbach, St. John's, Barrie, Kelowna, Abbotsford, Sudbury, Kingston, Guelph, Moncton, Brantford, Saint John, Thunder Bay, Coquitlam, Peterborough, Vaughan, Markham, Oakville, Whistler, Red Deer, White Rock, Okotoks, White Rock, Penticton, Brandon, Etobicoke, Chilliwack, Portage la Prairie, Lethbridge, Richmond, Selkirk, ... and many others


what we offer


Chef Insurance offers low-cost Commercial General Liability Insurance (CGL) as part of our membership packages, ​​protecting you and your clients should something go wrong.

​​You can also access competitive group medical, dental, home and auto insurance.  We also include amazing member benefits to help you save money and succeed.


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why you need insurance


Liability insurance is essential for anyone selling food or a food-related service. 


Operating any Chef or Culinary business without liability insurance could put you personally at risk if you are sued. 


Chef Insurance makes it easy to protect you, your business and protect your clients.


READ MORE

ABOUT US


Since 2001, we have placed Canadian Chefs and culinary businesses at the centre of everything we do, developing a growing range of Commercial General Liability Insurance options to protect their finances and business investments.  


​Our aim is to help you to lower the stress of running your business, leaving you to cook great food!


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WHAT OUR MEMBERS SAY...​


CHEF MEGAN:  

Megan's insurance company increased the cost of insurance by almost 100% due to COVID-19.  For less than the cost of her previous policy, she was able to get the same level of insurance coverage and membership in The Chef Alliance.  "Thank you so much Sonia! This program is PERFECT for me"

​​

CHEF LIZ:  

"...One of the scariest things about starting my own business was the thought of being sued because of a mistake.  I have a young family, and although I have over 10 years of cooking experience in top restaurants, it took a lot of courage and support from my friends and family to take the leap.  Finding [you] was a godsend - knowing that I have the insurance to protect me and my clients took a huge weight off my shoulders.  I've now been a Personal Chef for over 6 years, and haven't had to call on the insurance, yet I wouldn't be without it.  It's my safety net and my peace of mind..."


CHEF KEVAN:
"The Chef Alliance has helped me reduce my business costs.  I used to pay $1500 for insurance, and that's been slashed to about $400.  I used the extra money to pay for new equipment, flyers for my business in the neighbourhood, and a night on the town with my fiance!"