Critical-illness insurance provides a lump-sum payment if you become seriously ill. 

Illnesses covered vary from company to company, but they typically cover cancer, heart attack, stroke, blindness, Alzheimer's, multiple sclerosis, organ transplants, kidney failure and paralysis.

It is a health benefit that pays out to you, not your beneficiaries, and is designed to help take care of the financial burden while you are undergoing treatment for your illness and unable to work.  It is an important consideration for Chefs, since their business relies on them personally.

For more information, please contact your insurance agent.  If you reside in Ontario, please contact our office for a referral

Member benefits and coverage are subject to change without notice.  For more information on protecting your Chef business, please contact our office.