This “income replacement” is a safety net if you become disabled and can’t pay your expenses. Disability insurance replaces income on a monthly basis if an insured illness or accident prevents the ability to work.
Insurance data shows that a young man in his 20's is about three times more likely to be disabled (for at least 90 days) than he is likely to die before the age of 65 — and a young woman in her mid-30's is about seven times more likely.
For more information, please contact your insurance agent. If you reside in Ontario, please contact our office for a referral.
Member benefits and coverage are subject to change without notice. For more information on protecting your Chef business, please contact our office.